I've read the existing threads on the Load Handler and have a few questions/concerns for those of you who have used them. It's actually for a friend of mine for use in her Toyota Tacoma. She does a lot of mulch hauling and I've told her it would make her life a lot easier. She would have to get the standard 2000lb duty one, they don't make the heavy duty one in her size. 1) Some people mention the load locking up on the front of the wheel well. How much of a problem is this and how do you overcome it? 2) She has a drop in plastic bedliner and the same screwed to her tailgate. Will the Load Handler work well with that kind of liner, or would she still need the optional mat? 3) Some people have mentioned it damaging the tailgate. What is the nature of this damage? Is it abrasion of the gate itself or damage from where it mounts to the top of the gate..dents, paint damage or what? Thanks in advance.