million dollar personal umbrella policy

Discussion in 'Lawn Mowing' started by nitrotim, Jan 24, 2005.

  1. nitrotim

    nitrotim LawnSite Senior Member
    from nj
    Messages: 525

    Besides your commercial liablility ins. anybody carry an additional personal umbrella policy in case you are sued. I am looking at this and the cost isn't that bad considering what you could lose if you were sued.
  2. deereman

    deereman LawnSite Senior Member
    from USA
    Messages: 518

    We carry 2 million w/ a blanket. The cost of bumping that up another million was worth it for us. We worry a lot less and can be more comfortable knowing that. We also became an LLC, (Limited Liability Company ). This is very important, if somebody got hurt, that party could only sue the company and could not touch my familys propertys and monies that we have. :rolleyes:

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