Got a quick question since the dealers can't fully answer my question. This concerns the 12 months no payment no interest that exmark and a few other companies have going on now. I want to know, what happens if you don't fully pay off the mower in those 12 months? Some dealers say the payments start and interest is on what you still owe, some dealers say you have to pay all the back interest that was originally there from day one through those 12 months. Could someone help explain this to me?