Talked to my insurance agent to find out why they increased my business insurance over 120 %. His reply was "Well you didn't have a claim last year so you are do for one." I shopped around for some insurance and located a agent who will write a 2 million policy for 600.00 per year. It will cover all my equipment also. I called my agent and told him I was accepting insurance bids for my business. He said "What" I said "I will be accepting bids until next Thursday." He said, "I thought we had a good relationship." I told him "Business is business" When and if he sends me the quote that surely will have the increase of 120 % I will send it back to him with a note saying "Sorry we have accepted another bid. We didn't take bids last year so we were due to take bids." I'll be going with Erie Insurance. The saved me $300.00 for the upcoming year.