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ANY SUGGESTIONS? I HAVE A COMPANY THAT I AM TRYING TO DO WORK FOR THAT REQUIRES IT. I LIVE IN ALABAMA AND HAVE HEARD THERE IS SOME "DUMMY" POLICIES FLOATING AROUND. ANY TRUTH TO THAT?
 

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Check with your state Insurance Commissioner. They something help with the worker comp ins. the min cost in Ga starts at 750.00 per year and goes up to what your payroll will be.
 

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in Tn the cheapest i have found is 1500 for a wc ins. certificate , then to actually cover any employees is around 7.00 / 100 of payrol. ( in tn the state figure the owners income at a min of 42500, so just to cover yourself would be almost 3000, but as the owner you can opt out of the policy and just cover your empolyees.
Most com. acts require proof of wc and that is what the 1500 certificate is for , it just states your bussiness is covered, but in all actuality you still have no ins.
 
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