My friend and I plan on startin a lawn care business this season. We both have our own equipment, push mower, edger, weed-eater, blower. We plan on targeting garden homes since we don't have riding lawn mowers. At what point if ever, should we upgrade to better equipment and target larger accounts? Also, is insurance necessary? We are both 16 years old and cannot decide whether insurance and licensing is going to be necessary. My dad is going to let us use his truck on the weekends until I save enough to buy my own work truck. Do you think it would be possible to make around $1500 before this summer so I could get something cheap? Also we plan to offer free service to first time customers to increase our calls and create opportunity to prove ourselves. Do you think this is a good idea? I'm open to any and all advice, criticism, and opinions. Thanks.