Well I got tired of our old Insurance company going up on my rates when I had never had a claim in the 5 years I had them. So today while waiting on a few storms to pass I got the phone book out and started calling around. The first 4 calls had even worse rates ($850 a year for $300K of Commercial Liability). But I decided to call my homeowners INS just to see what they could offer. With Farm Bureau I now have $1 Mil in Commercial Liability for ONLY $201 a YEAR with NO Deductable!!! Now I am a solo opp so that saves alot but I was paying nearly 4 times this for half the coverage. Sorry, just feels good to finally save money.