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Josh - do you have a claim to make, and no insurance? Are you switching insurance companies? I didn’t see anything in your last post about those things.

Call them and get a quote. But like Bakes said, I too like to be able to have a conversation with someone who’s actually working on my dealings. Let us know how they are after you call.

For comparison purposes only, I had a $1900 claim on a twisted deck, and my rates only went up $7 a year. My deductible is $500 so I got a check for $1400 towards my fix - took about 5 days. I am a small part timer. There’s no way I’d pay 5-10k out of pocket instead of making a claim. Those are the textbook “why I carry insurance” claims for me personally.
 
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