In Kansas, where I live, I'm only required to have Workmans Comp if my gross income payroll is over $20,000. Family Members and my own salary don't count towards this. I won't be close to this. This year I'd like to have hire some parttime "grunt" help. I see the risk of not having workmans comp and one of them getting injured, so I'd keep them away from the mower's specifically. I have timeconsuming/laborous tasks like laying mulch, blowing, spring cleanups(hand work), and weedeating in mind (with proper safety gear. Just thought I might get a second opinion. Honestly workmans comp is too expensive for PT right now, and all I need is some help on the time intensive things. Thoughts?