Because in essence this is a new TAX. Say you are poor. Many poor people have good credit, because they never finance anything. So you're poor, have no money, no insurance, and the IRS fines you. You can't afford to pay the fine, so now the IRS has filed a tax lien on you. Because you do not have insurance for yourself. This is too extreme. 1/2 of me wants this Obamacare. 1/2 of me hopes it gets blown to pieces. We didn't ask to be born, don't fine us because we don't have insurance. Fines are for irresponsible people.