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Discussion in 'Business Operations' started by tierralawn, Dec 9, 2003.
WHO PAYS CASH, INSTEAD OF USING A CREDIT CARD. FOR BUYING FUEL ,ETC. THANKS BILL. :blob3: :blob4:
uhm.. I pay with visa to collect points.. I'll pay for cash when I need to for small purchases and keep the receipt!
the only thing that I use the credit card for is large equipment purchases. Everything else I use checking
Very very seldom do I ever use cash....mainly use checking and on some occasions use credit card
Troy, im the same way. But it occured to me that i was wasting my money. My checks cost me to reorder. I go through approximately 3 checks a week strictly for fuel, but i have decided next year it is going to go on a gas rewards credit card. That way, i can cut my check writing to only 1 per month, and expedite the fueling process at the same time (going inside and writing the check takes time). That way, id write about 40 checks a year, instead of 20 a month like this year. At the same time, id get free gas(as if i need anymore, dang that reaks :blush: )
Every daily purchase and I do mean EVERY purchase is made on credit card. New equipment, if under the limit, would also be purchased on Credit Cards.
My reasoning behind this is, I am 19, I only purchase what I know I will be able to pay off at the end of the month, and so I stay disciplined. All this does is slowly increase my credit score.
Also, Banks charge me for each transaction that goes through my account, once it gets to a certain point. To limit this, I use the Credit Card, and then get ONE (1) check to write. Really simple when balancing the checkbook.
I do have to agree with the whole checking charging thing. The bank only allows me to write 50 checks a month, after that they charge me for it. Usually they charge around $3.60 a month on average for going over the 50, for which I was charged about 8 times this year.
To reorder 150 checks it costs me $10.01, which is about every 2 to 3 months that I reorder. I have thought about getting a card for gasoline only, but the only thing that I am worried about is that it will just become another debt that I own.
I could save about probably about $40 to $50 bucks just on checks every year if I cut back. The probably with me though, is that I have a cash issue. When I have cash I seem to spend it more freely, compared to when I write a check, I seem to be more conservative.
That is a good point that you made though
Why is everyone still writing checks? Has anyone ever heard of a Visa checkcard? I use mine everywhere. I think i've written 2 checks in the last year.