Just doing some brainstorming. I recently gave an estimate for a mulch install. I have done another "other than mowing" job for this customer recently. I gave him an estimate for $300. He said he would do it but it would not be right away, citing financials. I am trying to pick up the extra jobs to stock up for winter. I want to secure this job NOW for peace of mind. Normally, I would do it and charge their on file credit card. Would it be smart to offer a payment plan? I already have him as a weekly client. So maybe divide the mulch job into 4 payments and add on the payments to the weekly mowing bill and charge the card. The first would cover material, which would be a few days after the job (when I mowed). I could do this as a down payment too. Thoughts?