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Discussion in 'Business Operations' started by Steve9, Jul 10, 2004.
Is there any way to let your customers pay by CC/ Debit using PayPal?
All you have to do is setup a paypal account. Then just have your customers logon to paypal.com and have them make a payment to your e-mail address
DONT DO IT!!! Besides the high fees that will hit you, paypal really got me in some hot water. My friend used to send me money through paypal quashicash and anyway there was some miscommunication but paypal resended all of my quashicash payments back because I had no tracking numbers. The story a lot longer to get into details but I would say do not do it. If the custoemrs files a complaint against you through paypal, your screwed. All of her payments may be reversed. They have my account frozen right now because of non items related payments. I suggest set up a business account through paypal and work from that. It may be better for you and better for security reasons.
I had a customer ask if I would accept payment this way, the guy couldn't remember to pay his bill each month. I researched it and found that it would be too much hassel, plus there is a fee. just didn't seem worth it to me.
I have several that do this. It is a pain and costs a pretty penny over the year but have it set up so that they kick in the fees each month. Just makes you wonder if they could just pay on time that you could soak an extra 5 bucks a month out of them. All in all it is ok but still a pain. If it is a sale for someone great (just make sure you charge accordingly) but no way would I do it to keep another.
I use PayPal for a few of my customers and like the services. For me it is cheaper to use PayPal than any other credit card services that I have been able to find. An added bonus with PayPal in my opinion is that you dont have to handle the credit information and dont have to worry about the security of holding their credit card info.
I have one client that has set up automatic monthly payments that will be charged to his card and credited to my account once a month for 12 months. This works out great for the both of us. Neither has to worry about the billing process. I have other clients that choose to visit my website and make a payment there using PayPals service. Again it is easy, fast, and secure.
I dont ask my clients to use this service unless they currently have trouble paying regularly, or if they ask about it. PayPal does have a cost associated and I would prefer my clients to pay with check just to avoid that cost, but when they want to use it it is a cost that I am willing to absorb. You just have to increase the cost of mowing 50 cents the next year.
I have serveral customers pay me the same way I've been paying my bills last 3 years ..... online banking .... it's cost me $5 per month .... but I almost save that on stamps alone
Most banks offer online services .... so just suggest to them that they pay this way ..... you get a hard copy check .... they can set it up for 1 time, weekly, monthly what ever
Better read their user agreement & do exactly what it says. I got burned for $53 after some guy apparently used fraudulant funds thru Paypal to buy some weedblock from me on ebay. 32 days after I shipped it Paypal took the $53 out of my account , & said I did not qualify for Seller Protection because I did not have a delivery confirmation #. So I'm out $53 because Paypal did not catch the scam from the start
A few of my customers use that, too. The first time a check came in from them, my wife almost threw it out, looked like junkmail.
Here is an article that may be helpful and offer you more insight.
"Accepting Credit Cards on Your Website
How to accept credit card payments on your site without a merchant account"