O.k. My old method of payroll is no longer a viable option. I need to set-up a payroll account by next season, as I will be hiring 2 employees by the start of next season. I am a "hands-on" kind of guy but also believe in "Do what you do best, and outsource the rest" What kind of fees do these companies charge? Any cheers or jeers on different companies? What kind of cash flow did you start the accounts with? I am thinking 2 Mos. pay for each employee (though that is a hefty ammt. of capital for me) I am figguring that next season, I will have to pay-out about 6 weeks of payroll before I see the return on the employees labor. (I bill out monthly and usally see the bulk of my invoices around the 15th of the month) Does this sound reasonable? And as always, any and all advice is greatly appreciated.