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Poll on insurance

daveintoledo

LawnSite Silver Member
Location
northwest ohio
its not about that, its about being a responsible adult... protecting your assets, or your parents assets, from a lawsuit happy world
 

Cigarcop

LawnSite Member
Grassy,

I pay a bit over $400.00 for 2 mil of liability which includes theft. I haven't made a claim in 5 years. That # is not including commercial vehicle coverage.
 

MMLawn

LawnSite Gold Member
Sorry kid, but you will find very few if any PROFESSIONAL TRUE LCO owners hat will defend your teenage theory and "advice" that you gave in anoher thread that "a business license and commercial liability insurance is a waste and not needed"......:dizzy:
 
OP
grassyfras

grassyfras

LawnSite Bronze Member
Maybe I wont find anyone that beleives in not having insurance for a PART-TIME business, but at least I can see how many people have made claims in it. It would even change my mind if more than 5 percent of the people on here have made a claim more than 1000 dollars.
 

lawnman_scott

LawnSite Fanatic
Location
st pete, FL
grassyfras said:
Maybe I wont find anyone that beleives in not having insurance for a PART-TIME business, but at least I can see how many people have made claims in it. It would even change my mind if more than 5 percent of the people on here have made a claim more than 1000 dollars.
Insurance isnt for $1000 claims. Its to protect you from a $10,000, $40,000, or $440,000 claim. They arent common, but its for peice of mind.
 

JimLewis

LawnSite Fanatic
Location
Beaverton, OR
grassyfras said:
When was the last time you made a claim on your busienss insurance? How much are you paying per year?
I made a claim 2 weeks ago. Why?

Why does it matter to you what I pay? Rates are based on annual sales, location of business, number of employees, experience in business, etc. What I pay in my area with my annual sales and number of employees and years of experience in this field will not in any way relate to what you may pay. So what's the point of this question?
 
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