[Mowing24/6]

I paid $13,125.00 for my 52” Exmark Vertex financed out the door in September 2022 and $9,900.00 for my Exmark Radius 52” X-Series financed out the door in July 2021. Seemed pretty expensive, but the quality is outrageous, and the warranty service is tremendous. So with my 2023 prices I will have them paid off in one year, and still enjoy 4 YEARS of care free mowing. 😊

 

[Mark Stark]

It does now because you just made it Political. I think you need a bigger tin foil hat.

Sounds like you need to take your blinders off

 

[Derwood]

I paid $13,125.00 for my 52” Exmark Vertex financed out the door in September 2022 and $9,900.00 for my Exmark Radius 52” X-Series financed out the door in July 2021. Seemed pretty expensive, but the quality is outrageous, and the warranty service is tremendous. So with my 2023 prices I will have them paid off in one year, and still enjoy 4 YEARS of care free mowing. 😊

Did you go thru Sheffield and get hit with fees upfront? Or did you use a different lender?

Sheffield is asking for 5.25% upfront to finance for 24 mo and 7.5% to finance 48 months

 

[FLC2000]

Did you go thru Sheffield and get hit with fees upfront? Or did you use a different lender?

Sheffield is asking for 5.25% upfront to finance for 24 mo and 7.5% to finance 48 months

What's your history with Sheffield? Mine is pretty extensive so the loans I get are usually 0%. The more often you borrow the lower the rate will be.

 

[milo]

Are you running WL mowers?

no all lazer z mowers from 2018 to 2020 years and was going to move 2018's and buy new 2023 but $80,000.00 plus out the door for 5 lazer z's not gonna happen

 

[milo]

I'm afraid you are flat wrong about electric and politics. Politics is the ONLY reason elec is catching on because it is being forced on everyone due to gas machine prices skyrocketing in order to drive folks to green crap. Manu's are investing in what will still be allowed down the road. This crazy administration is openly boasting about ending fossil fuels leaving manu's no choice (or us, and I do not have any interest in elec equipment). No one ever talks about how and where all the elec comes from either. The gov't will own and run it, and once they have the complete monopoly, the cost for that will skyrocket as well. It is already going up fast in many areas. The grid is nowhere near ready and won't be for many, many years to come, not to mention beiong all elec will make us a much easier target for our enemies.

This has everything to do with politics.

Politics. This is the exact reason for battery power. This entire global warming B.S. is the biggest downfall of the United States in history and with Russia muscle and oil, China manufacturing and owning every mining site that supplies the needs for making batteries and China and Russia on the same exact page this country will fall, sad that one main reason for it was batteries over oil that we have here... WW3 2025

 

[Derwood]

What's your history with Sheffield? Mine is pretty extensive so the loans I get are usually 0%. The more often you borrow the lower the rate will be.

According to my Dealer, it had nothing to do with my qualifications - although those would be the least of my concerns truth be told. There is a $125 flat fee, and then the percentages I mentioned above. Then “zero” percent lol. The percentages were based on the amount financed according to my guy.

 

[Brucey]

I've learned so much today. How could any Politician tell a private business what to sell their products for? 😂 And what to sell.

Are you saying these things are fake news? And that was back in 2021....

 

[FLC2000]

According to my Dealer, it had nothing to do with my qualifications - although those would be the least of my concerns truth be told. There is a $125 flat fee, and then the percentages I mentioned above. Then “zero” percent lol. The percentages were based on the amount financed according to my guy.

there is a “convenience” fee or whatever they call it but im not sure your guy was honest. Ive taken out loans from 2500 to 14,000 and only the first 3 had interest and it was never higher than 1.3%.

I was pretty close with my old dealer before they went out business and he always told me that future Sheffield loans were always based on past sheffield loans.

 

[Brucey]

The era of super cheap cash available to lenders is at an end so not surprising their "0%" financing is now limited.

 

[Mark Stark]

Did you go thru Sheffield and get hit with fees upfront? Or did you use a different lender?

Sheffield is asking for 5.25% upfront to finance for 24 mo and 7.5% to finance 48 months

That's a huge increase. Think we paid $100 in the past and always had 0%

 

[Derwood]

there is a “convenience” fee or whatever they call it but im not sure your guy was honest. Ive taken out loans from 2500 to 14,000 and only the first 3 had interest and it was never higher than 1.3%.

I was pretty close with my old dealer before they went out business and he always told me that future Sheffield loans were always based on past sheffield loans.

I have always played cash in the past. Have you use Sheffield this year?

 

[Johnny Outside]

I used Sheffield last year and got 0% on a Hustler. This was my second loan with them. The first one had a small interest rate. I just looked on Hustler site and I still see 0% for 42 months.

 

[FLC2000]

I have always played cash in the past. Have you use Sheffield this year?

No. I applied for a loan last dec but after approval decided to pay cash. I didnt need another monthly payment for something.

 

[Derwood]

I really think it sounded like THIS year was different (but you guys are more smarterer than I are about this stuff lol)

 

[Mowing24/6]

Both loans are 0% but my credit score is above 720 so on my Radius it is 0% for 4 years plus 3 months no payments and my Vertex was 0% for 4 years there was a “$125.00 documentation fee” on both.

 

[Derwood]

Both loans are 0% but my credit score is above 720 so on my Radius it is 0% for 4 years plus 3 months no payments and my Vertex was 0% for 4 years there was a “$125.00 documentation fee” on both.

Hmmmm ….. I’ll ask again. My credit score is 811 and my wife’s is 817 (haven’t check in a few months tho)

 

[Mowing24/6]

Hmmmm ….. I’ll ask again. My credit score is 811 and my wife’s is 817 (haven’t check in a few months tho)

I would say it’s your dealer (dealers mean everything to me) I was looking at financing a trailer through Sheffield and the dealer was like “oh their rates are way more than it’s worth” and it didn’t take much discernment to tell they didn’t want to bother with financing it. I was pretty upset about them lying and went with a different dealer but truth be told I ended up paying cash for it anyway, LOL!

 

[Jace71]

It’s bad for everything. For the golf course I’m at, we paid $65k each for our John Deere 9009A rough mowers 3 years ago. Now they are pushing $100k each for the same mower

 

[brydan]

No. I applied for a loan last dec but after approval decided to pay cash. I didnt need another monthly payment for something.

I've always bought low hour used mowers so don't have experience buying new. I'm assuming you were able to negotiate a lower price paying cash?