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Discussion in 'Business Operations' started by Lawnut101, Apr 11, 2008.

  1. Lawnut101

    Lawnut101 LawnSite Silver Member
    Messages: 2,260

    This is for all you guys that finance mowers. How did you go about doing it the first time? I'm having loads of trouble. Anyone have any suggestions?
  2. racer56

    racer56 LawnSite Senior Member
    from Kansas
    Messages: 285

    I might be able to help but I couldn't pm you.
  3. Doug1966

    Doug1966 LawnSite Member
    Messages: 118

    Perhaps if you take the time to let us know what the trouble is that you are having, you might get someone to give you a suggestion.....maybe.
  4. gene gls

    gene gls LawnSite Gold Member
    Messages: 3,213

    If you have good credit and are buying from a dealer, the dealer should be able to get you financed.
  5. supercuts

    supercuts LawnSite Silver Member
    Messages: 2,806

    it was really simple, went in, applied, got approved, left with a mower, what is so difficult?
  6. Lawnut101

    Lawnut101 LawnSite Silver Member
    Messages: 2,260

    Sorry, I forgot to put the reason. Basically because I am 18, I don't have much credit. I qualify for 16% financing! And I'm not gonna pay for that! :hammerhead: The stupid bank won't give me a loan for whatever reason. I'm only trying to borrow $3k. I mean, I could make more than that working at McDonalds for crying out loud! So that's my problem......
  7. nlminc

    nlminc LawnSite Bronze Member
    from GA
    Messages: 1,671

    You have to build your credit first. Apply for a cedit card and make your payments on time....even better pay it in full every once in a while!


    Borrow from someone like Toney Soprano. The rate may or may not be better but the late fees will kill ya for sure! :cool2:
  8. pdenney11

    pdenney11 LawnSite Senior Member
    Messages: 380

    I have a Yard Card Credit Card, they offer different plans for lawn care equipment. Right now they are offering no interest till 2010. Just see if you can get approved, it lets you know instantly. Just pay it on time or they will hit you with a ridiculous late fee.
  9. supercuts

    supercuts LawnSite Silver Member
    Messages: 2,806

    if your only barowing $3,000 for a mower you should be able to pay that off quick, eat the 16% and build some credit. pay it off quick, you'll have built credit and not spend a fortune on interest

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