Ive got a 48 in cut craftsman 5 years old with 890 hours on it, no hood an now will not go in forward but will go in reverse my questions are these.. If I buy a toro from home depot vs a toro dealer which is better? dealer has better finance options an will service what they sell 1st, home depot as i had trouble in the past with them with a weed eater i bought it quit after 2 months. Would the dealer have better mowers than home depot? I cut my house at 2.08 acres with very little trees, and I also cut mother in laws child cares it takes me about 2 hours to do each now with the 48 in regular riding lawn mower how long would it take to cut these yards with a zero turn mower? i dont think i need a commercial mower just for these 2 yards? Give me all of your thoughts here, an thanks.