We all talk about the equipment we need, want or purchased. How to make them better, fast, more reliable, etc. I find that I do more negotiating with insurance companies for better rates compared to my dealer for a better price or warrenty work I have our own Health Insurance, Work Comp, trucks, trailers, equipment, building insurance. This is just business. Everyone out there offers a different pkg with different rates and it is hard to compare apples to apples. Is there an insurance company strictly for the lawn care industry? Also this effects my bottom line more so than any equipment we run, own, rent, or purchase new. Just curious as to your thoughts and business practises.