Does anyone use the quickbooks credit card method for payments from customers? I was looking at the program the other day, and thought the fees, etc. looked good. If you are using it, are there any hidden fees, other than the standard 30 cents per transaction, 2.76?% of transaction for keypunching card number in (I wouldnt have a swiper machine), and $14.95?/ month?? If I remember correctly, those were the fees listed on the program box. thanks in advance.