This is a good one. I have no employees. I work solo. I do not have workmans comp. I cut this one guys lawn who is a general contractor. I mail the bill to him personally. He mails me a check always from his business account, normally 2-3 months late. He calls me this morning and tells me he is having his insurance audit today and needs my certificates for my liablity and workmans comp insurance. I tell him i have no workmans comp. He gets it all pissed off and yells at me. Tells me its part of doing business and a bunch of other stuff. Says i just costed in 11 bucks out of every 100 he paid me. So around 150 bucks total. Say i will have to work it off in the spring and if i don't have w/c next year i have to take off for what he would have to pay for the w/c. I didn't say much to him because my head was spinning because i could not belive he was blaming it on me. Am i wrong here?