commercial is more cut throat and a bigger waste of time than residential. As far as pay per cut goes, that is pretty much what seperates the good customers from the ok customers. Lots of guys around here going out of biz though. Even though the housing market is in the crapper, nice homes are still a little over priced. There is a lot of work year round, however 99 percent of my extra work in the last six months as been from current customers and repeat biz. Very little if any new customers in a long long long long time. I would hate to be starting out from scratch now. Plus you will die here in the summer time.