I just got done reading the former threads discussing retirement and thought I would revisit the topic. For those of you who have a plan to retire, what age are you shooting for? What do you plan on doing once that day comes? Also, for those of you who have larger companies with quite a few employees, what type of plans are you setting up to help them out (if any). Matching 401K up to what percentage? Etc... Do any of your employees even consider retirement or is it like a foreign language? As for my plan... Though I am still in college and have quite a few years left to finish all the education I plan on getting, here is what I have decided and AM doing. -spend/live off of 33% -save 33% -give 34% I plan on retiring at whatever age my wife and I feel comfortable with, but I figure it will take 15 -20 million by the time we are in our 50s. Some of you will laugh at this, but I think that is a conservative estimate (see PMLawn's idea on retirement). With the 1/3 I save I am investing in many different areas including 401k, Stocks, IRAs, Bonds, Land, Real Estate and am checking into other areas. Some may also think I am nuts to give more money than I am spending and saving. 10% of that will be tithe and offering and the rest will be given to people in need. "There are 3 things a man can do with money: spend it, save it, or give it away. I have found the third option to be the most fulfilling." I don't know the author to this quote, but I couldn't agree more! We love helping people and it brings more joy to our lives than any toys we could buy for ourselves. Since finance is my major, this is something I really enjoy learning about and discussing! Hopefully this will be a thread that we all can learn from! Save as much as you can as soon as you can and let interest be your friend!