I have 9 toes because of a mower accident that occured when I was 14. I could not Imagine not having health insurance. Not for doctor visits but for emergencys, just think if you cut your finger tip off with a hedge trimmer, that could turn into a 10,000 deal real quick. what if you fall and break ribs, or limbs? I don't know anybody who could pay these types of bills. It's just peice of mind, God forbid you nee emergency life and death surgury, the hospital will treat you alot better if you have insurance, not to mention you won't have to pay a 1/4 million dollar medical bill!