SERIOUSLY. Have you ever hear of breaking a windshield with

Discussion in 'General Industry Discussions' started by GreenConcepts, Aug 13, 2013.

  1. Mark Oomkes

    Mark Oomkes LawnSite Fanatic
    Messages: 15,285

    I wouldn't turn it over to insurance without my own investigating. Too much of a chance they would pay just to make it go away. They might not, but I would not want to take that chance.
  2. grass-scapes

    grass-scapes LawnSite Bronze Member
    Messages: 1,552

    Most of the time they will just pay it.....IF you don't think you did it, don't pay and let THEIR insurance company try to get you to pay...then the burden of proof is on them, not you.

    If you file, you have to prove it wasn't you. If they file, they have to prove it was you.
  3. Toro 455

    Toro 455 LawnSite Member
    Messages: 238

    Thanks for the info.. My premiums are high enough already. I don't need any unnecessary claims.
  4. Snyder's Lawn Inc

    Snyder's Lawn Inc LawnSite Platinum Member
    Messages: 4,530

    If you have good insurance and you tell them you didn't do it They are not going just pay it off
    I know mine wont
    There so many sue happy people I know some that's how they make a living

    If you don't turn it over to your Insurance and the other person can sue you for damage in count you may loose
  5. windflower

    windflower LawnSite Bronze Member
    Messages: 1,111

    Roll a rock around on the ground, probably. Lift it 3' in the air with enough velocity to crack a windshield, get real.
  6. herler

    herler LawnSite Fanatic
    Messages: 5,139

    The issue here is initial velocity, it's not how far the wind reaches, it's how far the rock flies after the wind sends it going... One might, as a test, pick up some pebbles and set them down on the ground and try and see how far the nozzle could send one if you set the nozzle almost right on top of such a pebble. Obviously with the blower running wide open would be nice, and test it with more than one such pebble.

    I don't see it myself, I frequently use a BR600 to herd driveway rocks that have spilled into the street back into the driveway area and as a general rule it is a time consuming process due to the fact that most rocks don't move very far or very fast at all, however they are in a group, as solos I still don't see them flying 3-4 feet up in the air and with enough force to crack a windshield, and then there is the liability...

    Truck drivers aren't responsible for rocks their rigs throw up into oncoming or following traffic, and it doesn't matter, I've gotten several small spider webs and chips because of it, guess who pays for that... So now I have to pay for their rocks and mine too?

    We can fix this problem once and for all, unfortunately once we go here we can also start a load of regulation our way but why should landscapers be held liable, even if a lawnmower or a trimmer threw it, and I know mowers and trimmers are strong enough to do so, why should we be held liable for what is a simple hazard of the job beyond our control.

    Hazard of the job, shrug of the shoulders, sorry.

    Yup, yup, I can see plenty mad people now, maybe it's time to let someone else in on it.
    Last edited: Aug 14, 2013
  7. CL&T

    CL&T LawnSite Senior Member
    Messages: 493

    I have an EBZ8500 which is 10cc bigger than the BR600 and like herler says, no way is it going to throw a rock.
  8. Smallaxe

    Smallaxe LawnSite Fanatic
    Messages: 10,082

    There is too much dirt and gravel in roadways to even think about blowing in the direction of a vehicle... sandblasting comes to mind when I see some dolt, allowing a cloud of dust to blow over a vehicle parked anywhere... same goes for mowing... always blowing away from vehicles,,, even when mulch mowing dusty ground...
  9. ducnut

    ducnut LawnSite Bronze Member
    Messages: 1,566

    Not possible. It's not like a blower can "launch" an object like a slingshot. As others stated, your insurance carrier can hand the woman her a$$.
  10. CL&T

    CL&T LawnSite Senior Member
    Messages: 493

    From what I've been seeing of insurance companies lately it does look like they would rather pay and jack up your rates to more than cover it. Has this customer persued this any further than just initially blaming you? I would just continue to deny. I wouldn't turn it over to my insurance because that just gets the ball rolling for them. Let them make the first move then deny that it was possible for you to cause the damage. It happens all the time where there is an unnoticeable ding and the next morning it has spread across the windshield. I was washing a truck one time and hit the windshield with the cold water from the hose and saw that happen before my eyes.
    Last edited: Aug 14, 2013

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