Hey guys I was checking into setting up a Inc. for my company. I would like to stay as a sole proprietorship for now (not enough money) but I would like to know if I would still be able to get commerical accounts? Do they lean more towards the LLC's and Inc's? Also another question is when you are Inc or LLC how much does this affect your insurance rate and what is the base liability insurance at which most commercial accounts would like to see? Thank you very much for you input.