[sheppard]

Just minding my own business today. Just finished my last account for the day. Had been raining for a few minutes on thr road and I'm rounding a corner I've traveled a hundred times.

In front of me I see a car careening out of control with his wheels pointing the opposite way that he is traveling.

Bam! Hits me on the drivers side and knocks me up off the road.

Oh...did I mention I had ALL my equipment on my trailer too?

Got out and walked around for less than a minute and fainted flat on the ground...how embarresing!

Tow truck finally got there...told the paramedics I did NOT want to go to the hospital!

So how many days do you guys estimate I'll be with out my F-150? Prudential is apparently going to pay the claim. The kid was found at fault- driving too fast for conditions.

Any thoughts?

Cordially,

Sheppard

 

[J-mike]

sheppard, did you get hurt?

 

[sheppard]

Ache all over. Plan on giving myself 48 hours to find out where all the real pain is, then I'll hit a chiropractor (sp?).

Banged my knee when I fainted.

If his Ins. Co. pays everything I'll start to feel great real quick!

Cordially,
S.

 

[crazygator]

Take two aspirins and call me in the morning.....LOL

Glad you are OK! I am sure the equipment will be ok soon enough too!

 

[A1 [email protected]]

Go to the hospital and get checked out !!!
The kid was found at fault. His insurance has to pay medical bills unless your state is different from mine. I am not saying to invent an injury, but you could be hurt and not know it yet. The fact that you fainted should be a clue that your body was dealt some sort of trauma.

 

[Hoosier Mower]

Sorry to hear that but I'm glad your okay!

 

[longviewlawncare]

i agree. it is better to checked out now.

 

[lawnman250]

Sheppard,
Glad you came out ok. Hope your truck and equipment weren't messed up very bad. However, if you are aching now, you will be worse tomorrow. If so, be sure to go to the hospital and get checked out. Like others stated, the other guys insurance will have to cover your costs unless your state laws are different from mine. Since it was your work vehicle, their insurance company should be required to rent a vehicle for you to use in the business until you settle the claim on yours.
My wife was on the way home from planting pansies for a customer one evening in the fall of 2001, a lady pulled out in front of her to turn left and my wife t-boned the lady's car in the driver side. Wife was in a 1/2 ton Dodge 4X4 truck, she was in shock and thought she was ok that night and didn't want to go to the hospital. The next day, she was sore as can be and could not move her neck or turn her head at all. I took her to the emergency room and got her checked out, found out she had a bad case of whiplash and a mild concussion. She wasn't able to work or even drive the whole winter. She still has trouble with her neck and frequent migrane headaches as a result. Doctors say she will have these problems for the rest of her life.
So by all means, get checked out. You can replace the truck, but it won't do you any good if you are not able to drive it.
Hope everything works out for the best for you, keep us posted.

 

[maple city]

As a former EMT, and a person who is currently involved in a lawsuit over an accident where insurance won't pay...

My advice is to get checked out at the hospital.

If there are physical problems later because of the accident, you need to have it on record that these injuries are from the accident.

Just quit being embarassed and get checked!!

It's better to be safe than sorry!!

Also, don't let your insurance company get away with anything. Make them pay what your claim is worth. If they try to short change your claim, talk to a lawyer.

Good luck, hope you feel better soon!

 

[DLCS]

I'm glad to hear you are ok, but you need to get checked out. I would go see a doctor first thing tomorrow. His insurance will pay for all of it since it was his fault. Also, I wouldn't worry about your truck make his insurance company get you a rental until yours is fixed. Just take it easy for a few days.

 

[qualitylandscaping]

I'm a certified first responder and volunteer w/ the local FD...


I found out last year that you don't get any insurance reimbursment, if you refuse ambulance transport at an accident scene. If you tell the EMT that must take your sign off, that you are "ok", and you sign the release form saying that you have no need for medical attention; you are responsible for any fees associated with later hospital/doctor visits, because for some reason, you were fine at the scene but now you have a broken arm or a concusion??? That's NYS law, I don't know about other states...

 

[qualitylandscaping]

Ohh I'm sure you guys don't believe I'm in the FD either... So here's my ID card and my name badge....

 

[DLCS]

Originally posted by qualitylandscaping
Ohh I'm sure you guys don't believe I'm in the FD either... So here's my ID card and my name badge....

Anyone care?

 

[drobson]

Also a former EMT for way too many years. Any lawyer will get a claim paid even if you refused treatment at the scene. The insurance companies know that a lot of people will refuse even if they are hurt. They could be in shock, or just unaware of their injuries at the time. But you should go to the hospital, even if you feel ok, and the other guys ins co will pay the medical bills. And you don't need to wait for reimbursment, just don't pay it when you go, they can't make you pay for medical treatment.

I've seen the worse case scenario, a woman in a minor accident feels fine and refuses treatment. Later that night has a headache and goes to the ER herself. Gets an x-ray to find that she has a C3 fracture (broken neck). Docs said that if she turned her head the wrong way before she got treated she would be paralized or dead.

Bottom line, get checked out... better safe than sorry, and the other guys ins co will pay. Just don't pay the bill upfront. Also, if you have health insurance, let them pick it up. They will sue the other guys ins co to get their money back. And then you won't have to worry about anything, except making sure you can go back to work when your truck is ready to go back to work.

 

[qualitylandscaping]

name badge on my uniform..

 

[Gr grass n Hi tides]

You can still be reimbursed for medical expenses, even if you did refuse EMS transport. You can also still recover the property damage, and possibly lost wages although that might be a gray area depending on your tax returns and business records.

Trust me, I've been a litigaiton paralegal for 10 years and prepared mountains of cases very similar to yours.

To answer the original question about how much work will you miss because of the vehicle being wrecked - it probably won't be long because the carrier won't want vehicle rental fees & potential lost wages to pile up. Be a squeaky wheel. If you don't from the carrier pronto, call them three times per day until the property damage claim is resolved.

Medical care - like others have said go get it ASAP. ANY gap in treatment is fertile ground for the carrier. That's what they hope for. What we hear is "if your guy doesn't care enough to take care of himself why should we?"

Even if you see a doctor and are told he can't help & you'll be fine with two days rest..........at least you have that documented. You never know what the future holds and you'll need that documentation. What if (Heaven forbid) the next time this happens it's a head-on collision and you have severe injuries. You get the idea.

 

[DLCS]

Originally posted by qualitylandscaping
name badge on my uniform..

Boy, they will let anyone become a volunteer Fireman.

 

[qualitylandscaping]

DLCS,

They don't let anyone become a volunteer fireman.. TRAINING, TRAINING, and MORE TRAINING....

I don't know about you, but I like to give back to the community that supports me. I guess your just caught up in your own greed and doing everything for yourself and not thinking about someone else... Ya know, sometimes its nice to think about others. I've been to some really bad accidents and just being there with a patient, holding their hand, and assuring them that everything will be ok; brings feelings into me I can't even describe.

But really, who cares?

 

[deere ZTR]

Nobody said anything about anybody being a fireman so shut the hell up. Why would you gloat like that??? Yea fireman are great and all but you dont need to walk around with your chest puffed out going I'm A FIREMAN!!!! WEEEE!!!:dizzy:

 

[DLCS]

Originally posted by qualitylandscaping
DLCS,

I don't know about you, but I like to give back to the community that supports me. I guess your just caught up in your own greed and doing everything for yourself and not thinking about someone else... Ya know, sometimes its nice to think about others.

So, if your so thoughtful and doing for others. Why are you bragging about beinf a volunteer Fireman? Why are you so eager to prove it? I don't understand? There are many fireman on this site posting everyday but they don't show pictures of their uniforms. So why are you so eager to prove?