As a lot of us know, with health insurance what you say and do in the application interview can help or hurt you. What are the dos/donts of looking/signing up for group health insurance. Currently my wife and I have our own individual policies from different companies. My main employee lost his coverage due to spouses loosing job; They have no children. My wife and I have 2 kids (wife and one child have pre existing conditions). I have pre-existing condition. My main worker has pre-existing condition. Is it better/worst if my wife, and my workers wife show up as workers of the company? I can do it either way.