I've been reading quite a bit here lately and looking at ZTRs in the $5000 range. I've heard loud and clear the advice to wait for used commercial, but A:I need (want) something now! B:I'm tired of fixing stuff (warranty) The Speedex pretty much made up my mind today as I was rolling backwards down a hill with no brakes. I have literally worked on the tractor thrice as long as I've used it this season. Between fixing and mowing time, I spent 4 hours mowing 2/3 of my two acres. There were a couple of beer breaks in there, but most of the time was productive, really... Unless somebody can talk me out of this one, I think I'm buying it. I like the dealer and they fix EVERYTHING. They are close and friendly. The model in my sights is a new '06 HZT2148BV. 21hp Vanguard, 48" 7gauge fabricated deck, 7 gauge frame, separate hydro-gear 10A pumps and wheel motors. Snapper has the best financing for my current situation with 90 day no pay followed by a straight up 2% rate. $4999 for the mower I looked at the Hustlers. The frames may be a little heavier, but it'll cost me another $1600 (fastrak to Z) to get the same hydros, albiet along with a heavier machine. Also the dealer is farther away and seems more sales Vs service oriented. Scag is not an option. I couldn't even get a second look there. The Toro in the 5K range seems an inferior machine. Anybody have anything good or bad to say about this Snapper? I know that $1500 will get me a lot more machine, but I already made the leap from 3-$5000. I can't bring myself to spend no more.