uhh... You don't need a 320K house. You talk about wanting to work, yada yada.... If your gonna make money doing dirt work you need to be better than everyone else. Offer something someone else doesn't... Too many people doing it. My dad owns his own business in a town of 10-12K people. By far the most expensive guy in town. He is also the most busy in town... Gotta find a niche and go with it. Not much of a niche in dirt work anymore. Sitting around crying on a forum isn't going to get you anywhere. 600 a month, get a roommate and get on with life. If you don't have any friends then that's your own fault.