This pertains to the solo/small operation. Since the majority of this forum falls under this category. I always hear people complain about srubs etc. Talking about how they can undercut you because they are not legit. It doesn't cost much at all to be legit. Insurance and license (if needed in your area) is one of your cheapest expenses by far. Taxes come from profit and is not an expense. I do agree that there are way to many kids, retires, and weekend warriors out there cutting lawns cheap. Being legit or not has little to do with it. The truth is these guys are not supporting a family on their grass cutting. They are not in business like the rest of us. It's not the cost of business but the fact they don't act like a business. They are fools for working cheap, and that is the real problem. They still have to land the job, and do the work just like the rest of us. So they do have expenses just like the rest of us. Insurance cost about as much as a good blower and should not be breaking anyone. I know bigger operations have more expenses that put them at a disadvantage to make as much per man hour. The bigger company has the same competitive disadvantage against the legit solo company as the non legit solo company.