ill basically lay down the 45,000....basically we were getting 2 trucks a flat bed and estimating truck. 10,000 down on the flat bed and financing the other 5 and then getting a estimating /marketing vehicle putting like 3500 down on that and financing the rest. for all the equipment new its about 15,000 but we will look for some used stuff. 4-6k will be to support my pay if no money is coming in. about 6-8 for all marketing costs like signs business cards door hangers lettering the truck and then like 1500 to 2000 to buy some material to get things going. i understand your saying 45,000 sounds like alot but at the same time i dont have to pay that back hes not taking all the profit or anything like that to make his money back this is his investment so the way i look at it is if he wants to pay all that then why not spend it? unless im wrong.