Due to the N market the next 3-5 years are going to be rough on lawn fert (due to the ag market). Rumors are that in season prices for lawn fert (32%) could be around $14-15/bag. I already have bought all my 28% for my next two corn crops (08 and 09) just to lock input price. I already have alot of my lawn fert bought for next year also (excluding my pre and some 30% SCU). Met with my lender today and I am looking at buying my next two years of lawn fert now and borrowing the money. This will: Save me a ton on money in the future (Borrow money at 7.45% as we already know it is going to go up 10% soon, and much more after the 1st of the year). Allow me to get a better volume discount Lock in my input costs for the next two years (which will keep me very competitive). If I raise my prices (2-3%) this year...that is $$ in my pocket and to help pay interest Allow me to retail if needed and make some $$$ Have any of you thought of doing this? Locking in my input prices is big and I think it will work great! It will also lock in my price as I continue to grow my business. I am hoping to use my "2 year supply" up by the end of next year but doubt I will. Please let me know what do you think?