Great friend of mine , 52 years young , strong as an ox , first to lend a hand , father of 4 . Went to Florida for a month to help a friend . He comes back with what appeared to be a slight chest cold 2 days later he is hospitalized ,on a breething tube and very close to death . A month later he is still there with no improvement , the doctors have no clue. The point of all this is he has no will , no power of attorney , and is also owed money but only he knows who owes it. All he has worked for will shortly be gone . It can happen to anyone , at any time. No matter what your age GET A WILL DRAWN UP Appoint someone with your power of attorney Get a living will. Protect your family Get out and live , nobody has ever uttered their final words " I wish I spent more time at work"