Well, here's the latest on my truck. I got the police report back, and it (of course ) confirms that the other driver was completely at fault. The insurance company contacted me yesterday and while I had my truck blue-booked at 11,700, they told me THEY did an appraisal, and found THEIR appraisal to be at 15,500. So, this is what they're giving me. They said if I wanted to buy it back, they would still give me just over 10,000. I don't want to do this, because it would probably cost about that much to fix, and it would probably never be right. If I take the 15,500, I can do my payoff which is about 4,500, and then have to start a new loan. Back to square one. I've got a line up on a sweet deal on a '99, with one owner. It's a GMC just like my old one (but a year newer), so it has the 3rd door which I told myself I'd DEFinintely have to have on my next truck. Anyway, this truck is the Z-71 package, loaded, leather interior (which I'm not real crazy about), has full length chrome nurf bars, tonneau cover, tinted glass, window drip edges, but best of all, only low 40's on the mileage, and is owned by a non-smoking girl. This thing was just babied. She also has the extended warranty. It's a sort of smoked silver color. She's asking 16,000 for it, and the repo man is about to take it. I'm going to go check it out, and see how it goes.