I know this has been said several times but I have to tell my story. I landed a LAW office (of all places) for snow removal, I put my bid in and landed year round property maintenance. My phone rings and the customer requests I maintain one of the owners homes. I agree. After viewing the property, estimating and landing that one, I thought I would show my stuff and mention that their retaining wall required work (poorly done, I have to take pics to show you guys just how bad) and a tree falling onto their garage was imminent. "Chop it down Mr. Landscaper" they say. I am not covered by insurance to hack em down but figured I have several guys, we can do it. WRONG. First mistake was trying to keep their price down as I bill them $950 month for property maintenance plus salt for winter, fert for summer, anyway its just me and my partner. The tree is leaning toward the garage, its 7pm and they are arriving the next day and expect it down. With my trusty rope, and my iron man partner, we start choppin..........lets just say, I am glad my partner was a roofer and we had a grease gun onboard. The tree came down narrowly missing the garage but catching it with branches, tearing off shingles and destroying the retaining wall and gutter. In total, not a bad days work. If the tree only fell the other way, we would have been out in 20 minutes. If it fell 5 feet further in the other direction, the damage would have been in the thousands. Not worth it for a $400 job. NEVER AGAIN, Lesson learned.