First: EVERY lawn company I see, there logos always say Licensed and Insured. what are all these guys claiming to be licensed in? Is there one main thing or are they just putting that because there licensed in one category like spraying??? dont have a license for cutting grass..... Second: Do bagging systems for riders have motors in them to actually make the leaves flow? I have a homeowner ZTR with a bent deck and I wanted to try and make it a winter machine. I was thinking of making my own catching system with a garbage can on back and using flexible dryer like tube from the deck.