Discussion in 'Business Operations' started by HOLLYWOOD6973, Sep 8, 2004.

  1. HOLLYWOOD6973

    HOLLYWOOD6973 LawnSite Member
    from PGH PA
    Messages: 77

    How many of you accept VISA/MASTER CARD and whats your though.
    I was thinking if 75% of my customers would pay it would be worth it.
    I know theres a 2% charge to use it and
    Ive had a government contract tell me thats how they like to pay.
  2. proenterprises

    proenterprises LawnSite Silver Member
    Messages: 2,296

    Sound like a good idea, also, you should probably look into accepting american express. I am a cashier on weekends and notice that tons of people use american express when they pay....just a thought.
  3. beransfixitinc

    beransfixitinc LawnSite Senior Member
    Messages: 592

    We accepted AMEX for almost 4 months before we got out of that racket. Four months, not one customer (and this is in a retail like setting) used or asked about using AMEX, yet they started charging us a monthly service fee on it. So, we dropped them. STILL havn't had people ask if we accept AMEX. Why does it seem they are the only credit card company that charge everybody a stinking fee, like their card is so great that people will pay to use it, and retailers will pay to accept it even if nobody uses one. Pishaw.. not us!
  4. selnoil

    selnoil LawnSite Member
    Messages: 162

    Check into the service charge for AE because its much higher then Visa, Mastercard, & Discover. We accept V,M,D with my oil company. Out of our over 1000 customers and 5 years I can count on one hand how many times we've been asked if we take AE. Also 2% sounds pretty low for manual punch in's (probably closer to 3%), 2% is about right if you can swipe the card. Also, the card company charges a transaction fee (about 20 cents) for each transaction. So my advise is to look into it thoroughly because I don't think most of us in the LC biz have that much of a margine to take any loss.

    Best of Luck
  5. Team Gopher

    Team Gopher LawnSite Platinum Member
    from -
    Messages: 4,040

  6. Mueller Landscape Inc

    Mueller Landscape Inc LawnSite Senior Member
    Messages: 489

    CC work very well for me. All new business pays the same day service is done through their CC and keeps cash flow actually flowing. Money is dumped into my bank account 48 hours later. It should not be hard to figure the costs of CC into the jobcost.

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