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what are you paying for insurance

Discussion in 'Business Operations' started by shaughnessylawn, Mar 4, 2005.

  1. shaughnessylawn

    shaughnessylawn LawnSite Member
    Messages: 117

    HI just wondering how much insurance you are carring and what it cost you a year
  2. marko

    marko LawnSite Senior Member
    Messages: 963

    1 mil (2 mil total) $357/yr (covered befor no losses) through Allied

    Everyone else quoted me $600 - $650/yr
  3. kppurn

    kppurn LawnSite Senior Member
    Messages: 426

    Commercial Auto: $1600

    Liability: $1200; 1 Mil, 2 Mil Aggregate

    I can't remember the total coverage for auto off hand. Liability includes all equipment plus pesticide/herbicide endorsement. Both through Citizens/Hanover.
  4. nobagger

    nobagger LawnSite Gold Member
    from Pa
    Messages: 3,065

    We pay only $146.00 a year extra above and beyond our commercial truck coverage and thats year round also used for snow plowing and its 300k coverage but I can't see myself running over someone with my mowers so I didn't think we needed a 1mill. dollar policy. But if doing commercial accts. you might. :dizzy:
  5. shaughnessylawn

    shaughnessylawn LawnSite Member
    Messages: 117

  6. jccordes2

    jccordes2 LawnSite Member
    Messages: 124

    Marko, I could use that number too!
    that's a pretty good price!
    Is all your insurance through them?
  7. redoak77

    redoak77 LawnSite Senior Member
    Messages: 291

    i would be intereted in that # too marko, u might as wel just post it lol.
  8. jccordes2

    jccordes2 LawnSite Member
    Messages: 124

    you might as well! your Insurance guy will probably buy you a steak dinner for all the referals!
  9. Soupy

    Soupy LawnSite Gold Member
    Messages: 3,125

    Do you have any equipment coverage? Mine is $295 for just the liability portion with the same coverage as you. My equipment coverage is $252. I just got me renewal yesterday, these numbers are up from last year.
  10. dfor

    dfor LawnSite Senior Member
    Messages: 822

    1 Million (2 mil total) $506 and another $159 for inland marine policy. Another $200 for snowplowing. $1326 for auto coverage.

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