Crystal Ball time Guys and Gals!!!!!!!!!! End of the year is comming fast, snow starting soon, time to start putting our rakes and shovels away and mounting plows. Listening to the news last night (Lawnsite was down) I heard a disturbing fact, home foreclosers are up 20%, housing starts nation wide are down and desposable income is at it's lowest in 15 years. The debt load carried (non secured) by people is at it's highest ever. Ok now the question, how is this going to effect your company?