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What Does Your Insurance Cover?

Discussion in 'Pesticide & Herbicide Application' started by GravelyGuy, Mar 22, 2007.

  1. GravelyGuy

    GravelyGuy LawnSite Silver Member
    from Indiana
    Messages: 2,548

    I have $300,000 liability for my mowing side of the business. This is the same amount required for the chemical side, however, I found out today that my insurance does NOT cover drift or spills etc. I just finished up my certification today and before I apply anything I need to upgrade my insurance.

    The insurance man is supposed to get back with me tommorow. I currently pay $912 a year. This covers my Z and some of my other equipment also. How much more should I expect to pay?

    It may be hard and expensive for me to get insured for chemicals because of my age.

  2. Duekster

    Duekster LawnSite Fanatic
    from DFW, TX
    Messages: 7,961

    My insurance is based upon wages.

    I think WC and GL are about 15%
  3. jkranium

    jkranium LawnSite Member
    Messages: 136

    My pollution converage isn't that bad, problem is a lot of carriers don't offer it. For just the liability side I am around $1200 and that includes those coverages.

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