i used to work in belle meade, all of our yards were Tall Fescue. dont run from fescue, its not just a contractors seed, there are many different varieties out now, one of the best is Falcon 2. TN is in the transition zone and fescue will survive in smyrna, any further south and you have to go with bermuda. ever go to memphis?, thats all they have is bermuda, too hot for anything else. go with fescue.