what type of insurance do i need?

Discussion in 'Business Operations' started by llama, Mar 1, 2003.

  1. llama

    llama LawnSite Member
    Messages: 165

    also, has everyone here made their business into a LLC, for liability?
  2. PR0 TURF

    PR0 TURF LawnSite Bronze Member
    Messages: 1,088

    This month's newsletter from www.lawncaresuccess.com is all about insurance for the green industry. I have not read it yet...but i know thats what it is about. Check it out to get some answers.....
  3. rodfather

    rodfather LawnSite Fanatic
    Messages: 9,501

    Personal liability was only one reason I went LLC. There are tax ramifications was well.
  4. JasonPC

    JasonPC LawnSite Member
    Messages: 79

    We are actually still a sole proprietorship with $2mill of liability insurance. We have been considering becoming an LLC, but there are tax issues with this. In Massachusetts, you have to pay personal property tax on all your equipment and trucks every year if you're an LLC. We are also keeping our business at our home and I don't want the town to know we're here. We're very set off the road so no one can see. So we're on the line about what to do here.

  5. Lanelle

    Lanelle LawnSite Bronze Member
    Messages: 1,361

    Whether you are a sole proprietor or an LLC should have no bearing on being licensed by your local government. Either way, you should be licensed.

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