I agree. Re-read this post. There is a lot of info about your business we don't know so we can only give ideas. You and your husband need to sit down and take some long hard looks at everything. Without knowing the property situation you have, I will say that sounds like to many people for the workload. Things need to be shaved and trimmed to get a handle on it. A lot of new companies fail because they can't handle the growth. The work may be there, but the cashflow and lack of experience will kill the business. You need to concentrate on profitability and not how many customers and how can we get more. Sometimes stopping growth, deducing customers and expenses will make you much more money. I know, I did it also. Tiedeman is correct.