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Who do you use for insurance?

Discussion in 'Business Operations' started by WeeDr, Dec 9, 2008.

  1. WeeDr

    WeeDr LawnSite Member
    Messages: 23

    I just got a quote for insurance $1,643/year for $1,000,000 liability and 25K property insurance. This seems high to me and was wondering who yall used?

  2. ovalracer44

    ovalracer44 LawnSite Senior Member
    Messages: 282

    Hartford. A little under 550 a year for a million
  3. david shumaker

    david shumaker LawnSite Senior Member
    Messages: 721

    State Farm. About $600.00.
  4. mattfromNY

    mattfromNY LawnSite Bronze Member
    Male, from Central NY
    Messages: 1,582

    Erie was the cheapest (and best, cheapest isn't always better, compare apples to apples) for me. I dont have concrete numbers right in front of me, but I was able to get 1M + 1M umbrella (2M total) for less than I was paying for 1M at my last provider. Another plus: I have my liability, Workers' comp., Commercial vehicles and umbrella policy all through them, and write one check per month for all my insurance. Previously I was writing 3 different checks per month to 3 different companies.
  5. whoopassonthebluegrass

    whoopassonthebluegrass LawnSite Platinum Member
    Messages: 4,305

    Farm Bureau. $1,000,000 policy costs me $300/year.
  6. ryry278

    ryry278 LawnSite Senior Member
    Messages: 588

    farmers $300 something for 1 mill and $10,000 property
  7. mowranger

    mowranger LawnSite Member
    from ms
    Messages: 80

    we have Farm Bureau also, but they base the premium on the payroll, the more payroll the more the general liability costs.

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