Trying to see if i can afford Liability insurance or not.
How much does Liability Insurance cost?
MJK
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$700 a year 2mil liability, just for grass. Landscaping/construction it goes up a bit, add snow removal and your looking at $2k+. Some companies in my area pay big money for snow removal insurance. Even when it's stated in the contract that they're not responsible for slips & falls, people still continue to go after the insurance company...
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$700 a year 2mil liability, just for grass. Landscaping/construction it goes up a bit, add snow removal and your looking at $2k+. Some companies in my area pay big money for snow removal insurance. Even when it's stated in the contract that they're not responsible for slips & falls, people still continue to go after the insurance company...
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Hello, what company is that through if you don't mind me asking?
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1 million for $350 a year.
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I got 3 Mil aggregate GL policy, $457 a year with Liberty Mutual
It was $158/ year more to add in Tree trimming and $175 for snow removal.....so I don't do those
It was $158/ year more to add in Tree trimming and $175 for snow removal.....so I don't do those
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Its worth having trust me, not going into details. I pay $70 a month for my insurance, pretty basic coverage. Mainly covers me for damage to customers property and my equipment.
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350 a year for 1 mil GL. 1200 year commercial auto, you need both.
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Ours is like 1700 a year but that's for 2 million in coverage and office and equipment all the bells and whistles. We have 25k for non itemized equipment but then we also have itemized with replacement dollar values on each that I personally selected. Doesn't do you any good if you lose a 15k mower and they pay you a fraction of that.
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Iv always found the opposite to be true we pay about 1100-1200 a year for each truck. Were talking new 65,000 dollar ram 4500s with full coverage with 1 million on each truck and multiple drivers. I can remember back in 1990 when I was 20 and bought an 84 Trans Am I was paying $2000 a year for the minimum 20/40k insurance and that was because the broker lied for me and claimed I was married other wise the quote was $4000 a year.
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That's a good rate. Who might that be through?
Charging me $1700 for $15k truck just me 50k/100k/50k
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I use Hortica insurance. They specialize in the green industry and nothing else. I found out about them on this site about a decade ago so its nice to return the favor.
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Insurance...I'm looking for feedback on that. I was quoted just over $600/year here in N. Central KY through my insurance broker. 1million bodily injury and property damage, 2 million aggregate. Replacement costs on the mower, trailer, trimmer, BP blower. What should I be looking for on this quote that has other coverages for "lawn care services" class code 27050? Thanks
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What type of insurance is needed? Gen liability or full coverage. I am a owner/op with no employees.
I have a $1m liability plan, insurance on all my equipment for mowing/trailer and it's about $900/yr.
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531 Posts
What's liability insurance? Tried it once but they dont accept straight cash homie
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